When talking about travel credit card options you almost always hear about Chase Sapphire cards or the Capital One Venture card. Both cards offer some pretty solid rewards and can be great options for your next travel credit card. With so many options now available, it can be hard to decide which one is best to add to your wallet. In this article i’ll share with you a breakdown of the cards so you can decide which one is right for you.
Comparing the rewards
Chase Sapphire Preferred will reward you with 50,000 bonus points after spending $4,000 in the first three months. Capital One with offer a smaller reward of 40,000 bonus points after spending $3,000 in the first three months. All purchases on your venture card will also provide you 2x points where as the preferred card provides 2x points on travel related purchases and 1x for everything else.
Neither fees are as pricey as the annual fee on my Chase Sapphire Reserve ($450) See the review here. Both credit cards waive the annual fee the first year. After that, Chase will charge $95 and Capital One will charge $59. One of the things that make both cards great options to travel with is there are no foreign transaction fees.
Which card is the best card?
Both cards are great for anyone looking for a high reward amount. High bonus points allow a customer the flexibility to go on a trip without breaking the bank. One good thing about the Preferred card is that you can use as many points as you want and pay the remainder in cash. This offers the flexibility of maximizing your points for multiple trips. This also gives you 2x the points that you choose not to use points for, so its a win-win. To me, bonus points are everything. An extra 10,000 bonus points on the Chase Sapphire Preferred card may be important to you. Overall, either of these cards would be a great addition to your wallet and have similar perks and benefits. Each on will get you in the air in no time (For free).
Want any other information about these cards or have recommendations of your favorite travel cards? Comment below!